Public Notices 5-20-26

NOTICE OF SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated April 24, 2009, executed by JAMES RONALD HOLT and CAROL GENENE HOLT A/K/A CAROL JENENE HOLT conveying certain real property therein described to FRANCES BAIZE, as Trustee, as same appears of record in the Register`s Office of Wayne County, Tennessee recorded April 30, 2009, in Deed Book 119, Page 291; and

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY IN ITS CAPACITY AS INDENTURE TRUSTEE OF CIM TRUST 2025-NR1 who is now the owner of said debt; and

WHEREAS, the undersigned, Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Wayne County, Tennessee.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on June 4, 2026 at or about 3:00 PM at the Front Steps of the Wayne County Courthouse, Waynesboro, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Wayne County, Tennessee, to wit:

A CERTAIN LOTS OR PARCELS OF LAND LYING AND BEING SITUATED IN THE 4TH CIVIL DISTRICT OF WAYNE COUNTY, TENNESSEE, IN THE CITY OF COLLINWOOD, AND DESCRIBED AS FOLLOWS: TRACT NO. 1: BEING LOТ NO 7 AND THE EAST ONE-HALF OF LOT NO. 6 IN THE JAMES R. MARTIN THIRD ADDITION TO THE CITY OF COLLINWOOD. A PLAN AND PLAT OF WHICH IS RECORDED IN THE REGISTERS OFFICE OF WAYNE COUNTY, TENNESSEE, IN DEED BOOK NO. 47, PAGE 172-A, AND BY REFERENCE TO SAID PLAT AS RECORDED, THE SAME IS MADE A PART HEREOF BY REFERENCE THERETO THE SAME AS IF COPIED IN FULL HEREIN. FRONTING 75 FEEТ ON JAMES STREET. TRACT NO. 2: BEING LOT NO. 5 AND THE WEST ONE-HALF OF LOT NO. 6 IN THE JAMES R. MARTIN THIRD ADDITION TO THE CITY OF COLLINWOOD, A PLAN AND PLAT OF WHICH IS RECORDED IN THE REGISTERS OFFICE OF WAYNE COUNTY, TENNESSEE, IN DEED BOOK NO. 47, PAGE 172-A, AND BY REFERENCE TO SAID PLAT AS RECORDED, THE SAME IS MADE A PART HEREOF BY REFERENCE THERETO THE SAME AS IF COPIED IN FULL HEREIN. BEING THE SAME FEE SIMPLE PROPERTY CONVEYED BY DEED FROM JAMES R. MARTIN AND LOLA MARTIN DIXON AT AL TO RONALD HOLT AND GENENE HOLT HUSBAND AND WIFE DATED 02/18/1967, RECORDED ON 02/18/1967, IN BOOK 49, PAGE 319 THEN BY DEED FROM JAMES R. MARTIN SINGLE AND LOLA MARTIN DIXON, ET AL TO JAMES RONALD HOLT AND CAROL GENENE HOLT HUSBAND AND WIFE, DATED 06/17/1972 RECORDED ON 06/19/1972 IN BOOK 57, PAGE 132, IN WAYNE COUNTY RECORDS, STATE OF TENNESSEE.

Parcel ID: 146D-C-015.00 AND 146D-C-016.00

PROPERTY ADDRESS: The street address of the property is believed to be 106 E JAMES ST, COLLINWOOD, TN 38450. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.

CURRENT OWNER(S): ESTATE AND/OR HEIRS-AT-LAW OF JAMES RONALD HOLT, ESTATE AND/OR HEIRS-AT-LAW OF CAROL GENENE HOLT A/K/A CAROL JENENE HOLT, THOMAS GLEN HOLT, JAMES RICKY HOLT, BRAD DANIEL HOLT

OTHER INTERESTED PARTIES:

CAPITAL ONE BANK (USA), N.A. , DISCOVER BANK

The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. This sale is subject to purchaser’s tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN, PLLC, Substitute Trustee

3145 Avalon Ridge Place, Suite 100

Peachtree Corners, GA 30071

rlselaw.com/property-listing

Tel: (877) 813-0992

Fax: (470) 508-9401

A copy of this notice is being published at www.BetterChoiceNotices.com

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NOTICE OF SUBSTITUTE TRUSTEE'S SALE OF REAL ESTATE

Default having been made in the payment of the debts and obligations secured by a certain Deed of Trust securing a promissory note, said Deed of Trust being dated September 7, 2021, made by DYLAN C. HALL AND LACHASITY HINSON, to Paul Allen England, Trustee, as same appears of record in the Register's Office of Wayne County, Tennessee, in Record Book 244, Page 464 filed of record on September 21, 2021 at 12:10 PM to secure an indebtedness to Decatur County Bank, in the amount the amount of Nineteen Thousand, Two Hundred and 00/100 ($19,200.00) Dollars; and

WHEREAS, the holder of the note, Decatur County Bank has appointed Pentecost, Glenn & Tilly, PLLC as the Substitute Trustee in Record Book 299, Page 871; and

WHEREAS the holder of the note, Decatur County Bank, which is the owner of the debt secured having declared the total indebtedness due, pursuant to said promissory note and trust deed at the option of the same, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust;

NOW, THEREFORE, by virtue of the authority in me vested as trustee under said instrument, this is to give notice that I will, on May 1, 2026 at 11:00 a.m., proceed to offer for sale and sell at public outcry at the East door of the Wayne County Courthouse (Administrative Building, on Court Circle Drive in Waynesboro, Wayne County, Tennessee and to the highest and best bidder for cash, the following described property, to wit:

Lying and being in the 3th Civil District of Wayne County, Tennessee, and being more particularly described as follows:

Map 32 Parcel 13.00

Being (2) two tracts or parcels or parcels of land lying and being situated in the 3rd District of Wayne County, Tennessee and known as Map 032 Parcel 013.00 in the Tax Office, and being approximately (2) miles East of Clifton Tennessee on the South Side of the Clifton-Morrison Creek-Haynes Spring Road, Now SR 228 and being bounded as follows:

A prior deed combined the (2) two tracts into (1) one.

The (2) two Tracts conveyed to Alton B. Crowell and wife Jamie Miriam Crowell by deed of Calen Smith and wife Loretta Smith by deed of Record at Book 68 Page 255 are hereby being combined by this legal survey and Legal Description, into only (1) Tract and deed, and being herein described as follows:

BEGINNING at an Iron Pin set in the Southern boundary of the Clifton-Morrison Creek Road at the Northeast Corner of the Kennie Kyle and Hester Kyle lot, and being described; thence with the Southern Right of Way at the road (now SR-228) North 55 degrees 39' 31" East 247.37 feet to an Iron pin the Southern Right of Way of the Road now (SR-228); thence leaving the road and going with an old fence line South 56 degrees 40' 45" feet to an Iron pin in the fence corner with a hickory, white oak, and black oak pointers and being the Southeast corner of the Tract herein being described and being the Eastern corner of the Glenn Smith land as referred, in the above deed; thence with the fence South 65 degrees 43' 16" West 189.33 feet to an Iron pin found, the most Southern corner of the tract herein being described and being in Kennie F. Kyles East boundary as referred in above deed; thence with a red flagged line North 74 degrees 05' 38" West 206.51 feet to the point containing 0.834 acres more or less per Survey of Braden D. Hinson PE, RLS on February 2012.

Being the same property conveyed to Dylan C. Hall and Lachasity Hinson by Warranty Deed of record in Record Book 244, Page 461 in the Register’s Office of Wayne County, Tennessee.

The property is known as 4198 Morrison Creek Road, Clifton TN but as to the conveyance of title the legal description described above shall control.

The website of the third-party internet posting company that posts this notice is https://foreclosuretennessee.com/.

All right of redemption, statutory and otherwise, homestead and dower are expressly waived in said Deed of Trust, and the title is believed good, but the undersigned, Trustee, will sell and convey only as Trustee, subject to any prior deeds of trust, real estate taxes, assessments, covenants, easements, restrictions and liens.

Pursuant to T.C.A. § 35-5-104, the following liens or claimed liens of the United States or the State of Tennessee are of record in said Register's office: None. If necessary, notice of the Trustee's foreclosure sale has been given to the Internal Revenue Service or the State of Tennessee as provided for in U.S.C. § 7425(b) and/or T.C.A. § 67-1-1433(b)(1) h. If applicable, the sale of this property is subject to any applicable redemption rights held by the United States Internal Revenue Service, as set out in 26 U.S.C. § 7425(d)(1) or the State of Tennessee, as set out in T.C.A. § 67-1-1433(c)(1).

Other interested parties whose interest may be extinguished by this foreclosure are as follows: None. Taxes for Wayne County, Tennessee are paid through 2025.

The Trustee reserves the right to make oral announcements at the time of the public sale which shall apply to the terms of the sale. If the highest bidder cannot pay the bid in full upon such terms as are announced at the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder. The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above.

The Trustee caused the records check to be done to insure that the borrower is not subject to the Service-Members Civil Relief Act.

THIS IS AN ATTEMPT TO COLLECT A DEBT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

DONALD D. GLENN

Substitute Trustee

PUBLICATION DATES

April 8, April 15, April 22

Charge to: Pentecost, Glenn & Tilly, PLLC

Attorneys at Law

162 Murray Guard Drive Ste B

Jackson, Tennessee 38305

(731) 668-5995

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NOTICE TO CREDITORS

As Required by TCA §30-2-306

Case Number 91CH1-2026-PR-746

Estate of James Ellis Martin, Deceased

Notice is hereby given that on May 18 of 2026 Letters Testamentary (or of Administration as the case may be) in respect of the estate of James Ellis Martin, who died 4/6/2026, were issued to the undersigned by the Wayne County Chancery Court of Wayne County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:

(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before date that is four (4) months from the date of the first publication (or posting); or

(B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors, if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or

(2) Twelve (12) months from the decedent’s date of death.

Date: 5/18/2026

Teresa Wright, Executor, Administrator, Personal Representative

James Y. Ross, Attorney

Jamie Ann White, Clerk & Master

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NOTICE OF FORECLOSURE SALE

Default having occurred under that Deed of Trust dated March 9, 2018, and recorded in Record Book 201, page 736, Register’s Office of Wayne County, Tennessee, executed by Gary Wayne Salo and wife, Joanne Cox, to George G. Gray, Trustee, securing a certain promissory note made payable to the Wayne County Bank. Said note provides for the payment of all costs and expenses of executing the aforesaid Trust and other costs of collection; and,

WHEREAS, the Wayne County Bank, as beneficiary said Deed of Trust, has duly appointed Joshua H. Polk, as Substitute Trustee, by instrument of record in Record Book 237, page 567, Register’s Office of Wayne County, Tennessee, said real property described as Tract No. 1 therein; and,

WHEREAS, the Wayne County Bank, as beneficiary of said Deed of Trust has instructed the Substitute Trustee to foreclose pursuant to said Deed of Trust.

NOW, THEREFORE, I, Joshua H. Polk, as Substitute Trustee, and not otherwise, acting upon the demand of the lawful owner and holder of said indebtedness to foreclose said Deed of Trust by virtue of the power and authority vested in me as Trustee, will on Tuesday, June 9, 2026, at 11:00 o’clock A.M., at the East door of the Wayne County Courthouse in Waynesboro, Tennessee, offer for sale and sell to the highest bidder for cash, at public outcry, a lot located in the 4th Civil District of Wayne County, Tennessee, and described in full in deed last conveyed to Joanne Cox by deed of Gary Wayne Salo, recorded in Record Book 251, page 860, Register’s Office of Wayne County, Tennessee, and described therein as Tract No. 1. Property Address for the lot is 101 Third Avenue, Collinwood, TN, Map 137M, Group G, Parcel 14.00, Office of the Wayne County Tax Assessor.

SAID SALE will be made free from the right and equity of redemption and free from homestead, and all other exemptions, which are expressly waived by said Deed of Trust. Deed of conveyance will be executed by me as Substitute Trustee, to the purchaser of the properties, and the purchaser will be entitled to the possession of said property and to the rents and income therefrom, from and after the notice as required by said Deed of Trust, but I will convey as Substitute Trustee only.

SAID SALE will be made subject to any and all unpaid taxes and assessments, together with interest and penalty, if any, and any and all other prior restrictions, encumbrances, or liens of any nature.

JOSHUA H. POLK, SUBSTITUTE TRUSTEE

LAW OFFICE OF JOSHUA H. POLK

Wayne County News– Publications May 20 and May 27, 2026

Website – foreclosurestennessee.com